NO! this isn't about love, marriage or anything like that... Well, there maybe some parallelism, but it is more of a new goal I am about to make it happen in 5 months time. I will be done with my car payments by June 20th 2012 and I am really looking forward to my last payment of almost 12% of my take home pay every month and do not intend to pay any new loans anymore but instead, invest these to something else that will give me more in return. I can put a part of it for my child's education, savings and the biggest % of it in our future San Diego Home. This is the next property I intend to buy and since my parents already committed to giving us money to use as down payment for our house when I finally settle living and working in SD. I hope to save money from Jul 2013-Jul 2015 to add it on with the money they'll give us so we can get a nicer bigger house in a posh neighborhood. :) This is my life taking things to the next level.
What am I trying to say? That as we get older, our possessions, more so property gets more expensive and more for the long term. I am not going to jump right through right away because I want to enjoy the financial freedom for at least a year before I start saving up for our future 4b/3b, 2 car garage single family home, with lawn, backyard, swimming pool in a gated community located outskirts of Downtown SD. I will invest most of my extra money for this next priced possession after I swear in as citizen by 2014 and my parents petitioned to become permanent residents so I can provide them a place they will call home when they come live in the U.S. I just loved the idea that I am at this phase in my life right now that I have to think more of the long term. If I really intend to live here for good, I should embrace this goal and make it happen. I learned this believe it or not from someone younger than I am---my significant other. I learned from him that it is better to be financially stable in the future than a shaky one because you don't know what the future holds and not rely or get by with a month to month paycheck or on praying to God.Of course I pray! I don't agree with him on that aspect, I believe in the power of prayers, but I know what he was trying to say is that, you can never be too sure whether you will still be receiving this paycheck next month or not, therefore you have to be ahead of the game.
My parents provided an adequate life for us as their children, and knowing this, I am challenged that I have to do about the same or even more to my children. I want to make sure that by the time I bear my second child, I already started paying a house that my children will live at to grow up, create memories and spend most of my days living in a place that I fell inlove with back in 2008. I am sure I am not the only one who has this kind of goals in life, but it won't hurt for others to consider this if their life is going at scattered directions as they are on their 30's. I am not a guru to tell you what to do, but if this is something that would appeal to you, then my blog gave justice to the page I wasted and time I spent writing this piece.
I am confident that my future will be clearer once I embark on this new chapter in my life. By owning a house, makes me able to pass this as inheritance on my last will and testament to my children, assuring them of something to have and that will also be something that will hold a lot of memories, more than a picture, a video and a travel abroad because priceless memories always starts and ends at home.
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